C.R.I. System FAQ

QUESTION: "Can you send me a free review copy of the product for my review?  I am in the (BLANK) industry and can refer a ton of business to you since I have heard that your product is the best course on the market!"

ANSWER: While we are flattered by these requests we no longer send out free review courses due to past results of such activities failing to prove beneficial for either party (except for the recipient of the free materials).  If you are one who is SINCERELY interested in the course and can SINCERELY refer a ton of business, you will be interested in discovering our affiliate options and commission schedule. For more information go here:

The "CREDIT REPAIR INTELLIGENCE GUIDE" is updated about every 3 to 6 months. (Note that we do not offer "free updates", but many people purchase the C.R.I. System every year.)

Every situation is different. In some cases you could literally be just a few postage stamps away from raising your credit score 100+ points in a few short weeks. The reality is if you do nothing you'll stay right where you are. Your only other option is to hire a credit repair company or law firm, but what incentive do they have to get you fast results? The longer they collect their fees the more money they make. Credit restoration does NOT cost... it PAYS! Here's a realistic example to consider: Let's say it takes you 40 hours over the next 6 months to get your score up. That's 6 ½ hours a month, or about 90 minutes a week. Let's say by improving your credit score you save just 2% on a $200,000 home mortgage loan. That will save you about $100,000 over a 30-year term. You just made $2,500 an hour for your time. Let's take a smaller example... a new car. Let's say instead of a 10% APR you qualify at 2% on a $20,000 car. That would save you $4,450 over a 5 year period. You just made $111 an hour for your time. From these examples you can see that spending just a little time learning about the process can easily result in your credit restoration work being the HIGHEST PAID WORK YOU WILL EVER DO IN YOUR LIFETIME!

Student loans can be deleted, however if the account is active it will get reinserted when the lender updates their records with the credit bureaus. However, upon reinsertion the credit bureaus are not currently following one little known procedure in the Fair Credit Reporting Act. The Official Credit Secrets Bible will show you how to use this consumer violation against them (remember, it's your right). If the account is charged-off, deletion is still possible and the account should not get reinserted since the lender has no reason to further update the account.